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DIRECTORY OF CREDIT CARDS FOR BAD CREDIT

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DIRECTORY of CREDIT CARDS for BAD CREDIT

You should be aware...
If you have bad credit you should be prepared to pay higher interest and you may also be charged one or more extra fees, such as membership fees, setup fees or annual fees.

If your credit is severely damaged, you may not even be eligible for a "credit" card at all. But you do have alternatives that will work for you. Stored value cards and debit cards will work at the cash register just as well as a conventional "credit" card will. They are an excellent way to have the convenience of a credit card but you're not paying interest while you work on rehabilitating your credit. If you really need a card that works at stores, motels and car rentals and for online shopping, then stored value cards make good sense.


Unsecured conventional credit cards
for those with less than perfect credit.


Orchard Bank MasterCard®
Unsecured MasterCard®.

Orchard Bank MasterCard

Orchard Bank has both unsecured and secured MasterCards. They are both conventional credit cards. When you apply you'll be taken to a safe and secure page to answer a few quick questions. You'll be offered whichever version of the Orchard Bank MasterCard credit card that best fits your needs and credit profile. See Terms and Conditions for interest rate and terms.
Click for more info or to apply.

 




Secured cards for those
with damaged credit.


New Visa credit card
Cross Country Bank®
Credit Card.
Visa® Gold

As a Visa Gold CUSTOMER, you'll receive valuable benefits, such as:
* Credit Limit Up to $1,000†
* Warranty Manager Service
* Travel Accident Insurance
* Emergency Card & Cash
* Travel and Emergency

Click for more info or to apply.


Orchard Bank MasterCard®
Secured MasterCard®.

Orchard Bank MasterCard

A security Deposit $200 is required to open credit card account. It can be billed directly to credit card account or submitted with your acceptance certificate. See Terms and Conditions for interest rate and terms.
Click for more info or to apply.




Not credit cards,
these programs are stored value cards
and catalog cards (merchandise lines of credit) for those with bad credit, or those who want to control spending.


The Vaya® Card
Not a "credit" card, it's a prepaid MasterCard®.

Vaya prepaid Mastercard

Not a credit card, the Vaya® Card is a prepaid MasterCard® that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard®. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt. It's good at more than 28 million MasterCard® locations and gives you instant cash access at more than 800,000 ATMs worldwide.
Click for more info or to apply.

USA Gold Card
Not a credit card but an unsecured line of credit toward merchandise purchases.

USA Gold Card

USA Gold Card
Get a $5000 Gold Credit Line regardless of credit history.
You have been selected to receive a $5000
Gold Shopping Card from USA Gold.
You’re approval is *guaranteed. Regardless of your credit history.
And to help you get your $5000 Gold Shopping Card
sooner, there are no employment or credit verifications.

(*see website for terms and conditions)

USA Gold Card-- Apply Now!


All American Gold Shopping Card-- INSTANT UNSECURED $6,000 CREDIT LINE!"

*Guaranteed online approval, $6,000 unsecured credit line on merchandise. No credit checks or credit turndowns. No employement verifications.

*Guaranteed qualifications: You must be 18yrs. old, a U.S. citizen or permanent resident (excluding Wisconsin), a monthly household income of $800 or more & no undischarged bankruptcies to qualify for this merchandise card.

*see website for terms and conditions
The All American Gold Shopping Card--







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